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RV Insurance

Coverage for Adventures

RV insurance to protect your travels and vehicle.

Your recreational vehicle is more than transportation—it’s your home on the road. Stratford Insurance offers customized RV insurance policies to safeguard your adventures and provide peace of mind, wherever the journey takes you.

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Collision Coverage

Accidents can happen even when you’re far from home. Collision coverage helps pay for damages to your RV after an accident, regardless of fault. Whether it’s a minor scrape or significant damage, Stratford Insurance ensures you have financial support to repair or replace your RV and get back on the road quickly.

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Comprehensive Coverage

Protect your RV from non-collision risks like theft, vandalism, or natural disasters. Comprehensive coverage provides financial assistance for damages caused by events such as hailstorms, falling branches, or break-ins. Stratford Insurance’s RV policies are designed to cover a wide range of scenarios, keeping your vehicle and investment safe.

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Personal Belongings Coverage

Your RV is filled with the comforts of home, from electronics to cookware. Personal belongings coverage ensures your items are protected from theft, fire, or other covered events. Stratford Insurance provides policies that protect the things you take with you, so you can travel worry-free, knowing you’re covered wherever you go.

A black and white icon of a tractor with a shield on top of it.

Collision Coverage

Accidents can happen even when you’re far from home. Collision coverage helps pay for damages to your RV after an accident, regardless of fault. Whether it’s a minor scrape or significant damage, Stratford Insurance ensures you have financial support to repair or replace your RV and get back on the road quickly.

A black and white icon of an umbrella hanging over a shield with a check mark on it.

Comprehensive Coverage

Protect your RV from non-collision risks like theft, vandalism, or natural disasters. Comprehensive coverage provides financial assistance for damages caused by events such as hailstorms, falling branches, or break-ins. Stratford Insurance’s RV policies are designed to cover a wide range of scenarios, keeping your vehicle and investment safe.

A black shield with a dollar sign inside of it.

Personal Belongings Coverage

Your RV is filled with the comforts of home, from electronics to cookware. Personal belongings coverage ensures your items are protected from theft, fire, or other covered events. Stratford Insurance provides policies that protect the things you take with you, so you can travel worry-free, knowing you’re covered wherever you go.

Some basic information that can help you better plan ahead.

  • What does RV insurance typically cover?

    RV insurance generally includes collision, comprehensive, and liability coverage. Collision covers damages from accidents, while comprehensive protects against theft, vandalism, or natural disasters. Liability coverage ensures you’re financially secure if you cause damage or injury to others. Stratford Insurance also offers options like personal belongings protection, ensuring your adventures are fully covered.

  • Do I need separate RV insurance if I already have auto insurance?

    Yes. Auto insurance typically doesn’t cover the unique risks associated with RVs. RV insurance includes specialized protections for your vehicle’s size, use, and value. Stratford Insurance ensures your policy addresses these specific needs, providing comprehensive coverage for both the vehicle and the belongings inside it.

  • Is RV insurance required by law?

    RV insurance is legally required if your RV is motorized and driven on public roads. If your RV is towed, insurance may not be mandatory but is strongly recommended to protect your investment. Stratford Insurance ensures compliance with state requirements and provides the right coverage for your RV type.

  • Does RV insurance cover full-time living?

    Yes, specialized RV insurance can include coverage for full-time living. This type of policy combines elements of auto and homeowner’s insurance, protecting both your vehicle and personal belongings. Stratford Insurance helps full-time RVers secure comprehensive coverage tailored to their unique lifestyle.

  • Can I customize my RV insurance policy?

    Absolutely! Stratford Insurance offers flexible options, including roadside assistance, vacation liability, and total loss replacement. These add-ons ensure your policy fits your needs, whether you’re taking short trips or living in your RV full-time. Customization is key to keeping your adventures stress-free and well-protected.

Adventure with confidence.

With Stratford Insurance’s RV policies, your travels are secure and worry-free. Contact us today to customize coverage for your recreational vehicle and start your journey right.

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